Understanding Usage & Credits
Learn how Koji's credit system works — what actions cost credits, how limits are tracked, and how to manage your research budget effectively.
How Koji's Credit System Works
Koji uses a credit-based usage model. Every meaningful interaction on the platform consumes credits from your monthly allocation. This system ensures you only pay for quality research — thanks to the quality gate, low-quality conversations are always free.
Credit Costs by Action
| Action | Credit Cost | Notes |
|---|---|---|
| Text chat interview | 1 credit | AI-moderated text conversation |
| Voice interview | 3 credits | AI-moderated voice conversation |
| Report refresh | 5 credits | Free on Interviews and Enterprise plans |
These costs apply only when the conversation passes the quality gate (scores 3 or above on a 0–5 scale). Conversations that score below 3 are completely free.
Credits by Plan
| Plan | Included Credits/Month | Overage Rate |
|---|---|---|
| Free | 10 (one-time starter grant) | Not available |
| Insights (€29/mo) | 29 credits | €1/credit |
| Interviews (€79/mo) | 79 credits | €1/credit |
| Enterprise (custom) | 500+ credits | €1/credit |
What this means in practice
With the Insights plan (29 credits/month), you could run:
- 29 text interviews, or
- 9 voice interviews + 2 text interviews, or
- Any mix that adds up to 29 credits
With the Interviews plan (79 credits/month), you could run:
- 79 text interviews, or
- 26 voice interviews, or
- 20 voice interviews + 19 text interviews
- Plus unlimited report refreshes (free on this plan)
Study Limits
Credits govern conversations, but there are also limits on active studies:
| Plan | Active Studies |
|---|---|
| Free | 5 |
| Insights | 5 |
| Interviews | Unlimited |
| Enterprise | Unlimited |
A study counts as "active" when it's published and accepting responses. You can archive studies to free up slots.
When Credits Reset
- Paid plans (Insights, Interviews, Enterprise): Credits reset on your billing anniversary — the date your subscription started. For example, if you subscribed on March 10, your credits reset on the 10th of each month.
- Free plan: Your 10 starter credits are a one-time grant. They do not reset monthly.
- Bonus credits (from admin grants or promotions): These do not reset and remain available until used or expired.
Tracking Your Usage
You can monitor your credit usage from the Dashboard:
- Navigate to your Dashboard
- Your current credit balance and usage are displayed prominently
- View a breakdown of credits consumed by study
- Track how many billable conversations you've had this period
Usage Tracking Details
Koji tracks these metrics per billing period:
- Studies created — count of new studies
- Interviews completed — total conversations
- Billable conversations — conversations that passed the quality gate and consumed credits
- Report refreshes — report generation events
Managing Your Budget
Set an Overage Cap
On paid plans, you can set a maximum overage limit to prevent unexpected charges. This controls how many additional credits beyond your included allocation you're willing to pay for.
- Set the cap to 0 to hard-stop at your included credits
- Set a specific number to allow controlled overage
- Leave it unlimited for uninterrupted research
Tips for Efficient Credit Use
- Use text interviews when voice isn't necessary — text costs 1 credit vs. 3 for voice
- Let the quality gate work for you — low-quality conversations are automatically free
- Batch your report refreshes — collect more responses before refreshing to get more value per refresh
- Archive unused studies — free up study slots for new research
- Consider annual billing — save 2 months free on any paid plan
What Happens When You Hit Your Limit
| Situation | Free Plan | Paid Plans |
|---|---|---|
| Credits exhausted | Interviews pause until you upgrade | Overage billing kicks in at €1/credit |
| Overage cap reached | N/A | Interviews pause until next billing period |
| Study limit reached | Archive a study or upgrade | Archive a study (Insights) or no limit (Interviews+) |
You'll receive notifications as you approach your credit limit so you can plan accordingly.
Related Articles
Plan Comparison Guide
Compare Koji's credit-based pricing plans — Free, Insights, Interviews, and Enterprise — to find the right fit for your research needs.
Upgrading Your Plan
Learn how to upgrade, downgrade, or switch billing frequency between Koji's Free, Insights, Interviews, and Enterprise plans.
How the Quality Gate Works
Understand Koji's quality gate — conversations scoring below 3/5 are completely free and don't consume credits, protecting your research budget.
Overage Billing Explained
Understand how overage billing works on Koji — flat €1/credit pricing, configurable caps, and how the quality gate protects your budget.
Managing Payment Methods
Learn how to update your credit card, view invoices, access the Stripe billing portal, and manage VAT/tax settings on Koji.